First-Home Money Map – Free Printable Home Buying Planner (UK)

Your deposit, fees, LISA decision and monthly costs on one page.

Free

Buying your first home is a hundred small money decisions. This free one-page Money Map puts the important ones in one place, so you can see the full picture before you make an offer.

What's on the page

  • Your budget: deposit, mortgage needed and which loan-to-value band you're in

  • Cash you need on the day: stamp duty, solicitor, survey, broker and moving costs

  • Your Lifetime ISA decision: a simple guide for homes above and below £450,000

  • Monthly costs once you move: mortgage, council tax, insurance, bills and a repairs pot

  • Stamp duty examples for first-time buyers in England & NI

  • Your timeline from mortgage in principle to getting the keys

Printable A4 PDF. Fill it in by hand, or on a tablet.

Home costs more than £450,000? Pair it with the Over the Cap? LISA Calculator.

General information, not financial advice. Rules as at October 2026.

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